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You are so Gorgeous. Do consider a profession that does justice to this amazing God given beauty

hey, nice video, for your audio you might want to use de-ess. reduces the "ssss" sound on your audio. hurts the ears sometimes.

can you give some ideas for entrepreneurs , how to manage their personal finances

It's very unfortunate that as a society we see housing as opportunities for financial investments rather than just as somewhere to live :(

for which country does this work....

rather than a number, 100 represents now you know what you are doing. having the game figured out is the most important thing, once it is obtained, easy sailing.

Absolutely a life saver !

Amazing!!!!

Financial freedom is designing life on my terms.

My gpals: 1. Meet a hottie like this narrator

I understood: „if your friend is a beast you are more likely to become a beast.“ … 😂

8:29 your hair explodes 😜

I'm glad you like them and thanks for watching.

Thank you Nischa, these are so important to create a stable life-style which so many youngsters are unaware of. I hope your videos will reach out to many. ❤️

Nischa has great presentation skills, her content is good and she has a positive attitude. She is achieving a lot and I congratulate her. But when I see that she doesn't have time to eat a meal, she sets the alarm to remind her to drink water, everyday she has a list of action items she has to check, etc. --- this is a lot of sacrifice to achieve her goals. I watch RUclips videos with poor Iranian nomads in the mountains spending every day enjoying leisurely home-cooked family meals and socializing despite having so little I am not sure what the purpose of getting rich is if you have to have every minute of your time spent making money.

It's as simple as this: "Don't try to live beyond your possibilities' and spend money wisely!

Donate whatever little you can. GIVE!

My dividend journey began when I realized that two particular expenses in my budget were always going to go up and never go down. The two expenses were taxes and insurance. I realized that the dramatic rise in both will need some added income. So, I started buying shares paying dividends. I can now see that this will be the path I need to take to make sure those two expenses will not overtake my future income.

Purchasing a stock may seem straightforward, but selecting the correct stock without a proven strategy can be exceedingly challenging. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated.

I'm 40, its not too late for me, but it would have been better to start investing a lot more earlier for sure. Thats why I'm teaching my 4 year old the magic of compound interest. We collect soda cans at home and take them to a recycling robot that gives her money. Then we go into the shops and she spends a little of the money, but puts the rest into the bank of mum and dad where she gets interest at 100%. Get those reward endorphins fired up for saving and investing at an early age.

The math doesn’t add up!! Because based on annual investment of $12k plus 8% of return every year, it would take about 27 years to reach $1 million dollars or $1,048,209.22 (as shown from the video). You can do this in Excel lol and not clear what happened between year 14 and year 20, it doesn’t explain the grow starting from $290k to $1 mil within 6 years lol

Drove high performance V8 for a long while, paid a fortune to keep up with the maintenance but I drove it all around all the time and I absolutely loved it. Haven't saved much but no regret as I won't to be young again

Spending less than you make.

Hi Nischa, I’ve been interested listening to your videos lately. Just wondering if you have podcasts channel?

Working hard does not make you wealthy. I realized this after owning my business for years. Now I make passive income and stopped working like a slave.

Free advice: One thing I found out in my journey is don’t give up. Find your way around that tough situation you’re in. No one made it by giving up on those tough times. Good luck guys

this is the mark tilbury vid

I don`t hear any real tips, the usual financial jargon

How many people have a spare $500 a month to invest? How can $500 be 10% of what you are earning? you don't need help with money if you call $500 10% of your income.

You can not decide and "try to keep your main bills less than 60%" they are what they are and you have to help people with what they have and not what they' like it to be, would you advise us pay half the rent this week, only half the bills to keep within the budget? This is not helpful advice.

Gorgeous girl🎉

Great video. Your content is super nicely structured and easy to digest. :) I believe the idea of scale is really interesting also for language courses. Seen a bunch of french language teachers doing it very successfully after building an audience on social media and sharing a lot of free resources. I also write on Medium which if you do it consistently can be a nice source of passive income. (in a way similar to youtube)

Stock market is the ideal passive income. We have $30k DAYS doing absolutely positively nothing

Which app/platform do you recommend to use for investing in s&p 500?

@nischa I like your videos. They are fundamentally correct, but unfortunately a lot of it is geared towards really high income earners. I know from your videos that you have secured some of the milestones such as house purchase etc by God's grace and your hard work as you started of in an investment banking professional. The percentage of people in the UK with that kind of money is probably less than 0.05% percent, if I am not wrong. How does it really relay to the people who are earning less than 60,000 pounds and hardly making it to any of the financial goals that have been talked about here. One point I must say, people investing on themselves to upskill or to keep themselves happy by growing is a fabulous advice. I truely think it's totally worth it.

Great video

Damn, Nischa is fine....

I wouldn’t even bring up billionaires. Being a millionaire is considerably less than being a billionaire. If you have £1 million, you are closer to having £100 million than somebody with £100 million is to being a billionaire. If you invested £10 million for 50 years with an average return of 10%you still wouldn’t even be halfway to being a billionaire

I personally wouldn’t use the world’s richest as a benchmark as it will just put people off. These super rich are such a minority, they are literally the definition of a needle in a haystack. There are however, many, many multi millionaires which is attainable with hard work and investing/saving. Becoming a millionaire is easy, getting 2 to 3 is also not too hard. Getting 10 million plus is difficult for many average humans on average salaries.

You just drop most important lessons in a conversation so easily.. it feels like I am listening to a dear friend of mine.. thank you for sharing this.. glad to have found this channel ❣️

Why does everything have to be in US dollars? You are a UK RUclipsr. Enough of the world is already gaining Americanisms When trying to appeal to your homeland viewer base, it would be better to use Great British pounds as $5000 as an emergency fund is a lot more than it would be in great British pounds and can be misleading. So are you telling people to have a $5000 emergency fund or a £5000 Emergency fund Because for some people that’s the difference of a few months wages.

Out of curiosity: are there any apps that do this? I’m thinking in the equivalent of a “calorie counter”, but for personal finance.

If only there was something like this for the Australian market as well… the video I mean, absolutely top notch!

My idea of financial freedom is having funded budget categories. Encountering an expected or unexpected expense only to find that its already "paid" for feels awesome. I don't want to have to ask myself how I will pay for something, only how much I will pay.

My first 100M was so easy after the first very easy 1M. So hard the 10K and 100K tho

Basically a summary of rich dad poor dad

Well Financial Freedom for me is being part of my dad's will is 'nice to have' but not must :)

Don't know if you will read this but following you, I went from CC min payment to being able to pay it off in full every month & save 6 months emergency fund. Recently resigned due to change in values, and am able to take my time to find a job that I want without worrying. I could never do this 2 years ago so thank you!

It's called taxes. Very high in the UK and US if you're on 100k a year.